freelander 2004 1.8k headcasket gone again!!?

my head gasket went in dec2007 and i had it fixed now dec2008 the head gasket has gone again, when it was repaird i was told that landrover had come up with a new cradle that sits under the crank and with the new longer head bolts and gaskets there would be no more problems,but someone must be wrong,the problem is my warranty company will only pay 1000 pounds at a time, i still owe 9000 on the thing and dont know what to do i have only had the thing 1 and a half year could someone please help as the warinty runs out in a year and after that the car will be left sitting on my drive as wont be able to pay the amount thay ask to fix it